What type of investment is GIN?

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• What is the Guaranteed Income Note (GIN)?

  The AIICO Capital Guaranteed Income Note (GIN) is a fixed-income investment product designed to provide investors with predictable returns over a specified tenor. It offers a guaranteed interest rate, making it ideal for investors who prefer ...

• How do I monitor my investment?

  You can track your investment via the AIICO Capital Investment App (AIICO Invest), receive periodic email statements, and get updates from the Investor Relations team

• What investment products does AIICO Capital offer?

  We offer: AIICO Money Market Fund (AMMF) AIICO Balanced Fund (ABF) AIICO Eurobond Fund (AEF) Guaranteed Income Note (GIN) Portfolio management for individuals and institutions

• What are the key features of GIN?

  Fixed return: Guaranteed interest rate over the investment period Capital preservation: Principal is protected and repaid in full at maturity Flexible tenors: 90, 180, or 365 days Minimum investment: ₦1,000,000 (One Million Naira)

• How is the return on GIN determined?

  The return is fixed at the time of investment and communicated. It does not fluctuate with market conditions.